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Empowering Your Business with Smarter Financial Solutions


Stable Capital, Appla-x and Nutshell Money are working to deliver a powerful, flexible suite of financial services tailored to the needs of today’s ambitious businesses.


Whether you're seeking funding for growth, more efficient cross-border payment solutions, or support in building a modern financial infrastructure, our collaboration combines the strengths of regulated lending and next-generation business services.


  • Business lending
  • Commercial mortgages
  • Invoice funding
  • Short term bridging finance
  • Specialist hospitality and leisure financing
  • FX and Cross-Border Payments
  • Debit Card Issuing and Management
  • Merchant services
  • Banking Alternatives for Start-Ups and High-Risk Sectors
  • Treasury and Working Capital Solutions
  • Bank Guarantees
  • Letters of credit
  • Escrow services


How It Works

  1. Start with a Conversation – Share your business goals with us.
  2. Get Matched with the Right Solutions – Lending in the UK via Nutshell Money; other services via Stable Capital/Appla-X.
  3. Scale with Confidence – Access the capital, tools, and infrastructure you need to grow


Ready to Grow Your Business?

Our combined offering provides a complete financial toolkit - lending, payments, cards, and more - backed by regulated expertise and financial innovation.


Contact us today to explore your options.


Innovative | Scalable | Internationally Accessible


Nutshell is a trading style of Nutshell Money Ltd (FRN: 968267) and are Credit Brokers and Appointed Representatives of White Rose Finance Group Ltd (FRN: 630772) Authorised and Regulated by the Financial Conduct Authority. 

Stable Capital also works with Appla Trading Limited, a Payments Institution registered in Cyprus and regulated by the European Central Bank License number 115.1.2.37 

Some forms of business lending and commercial hire purchase agreements offered via Stable Capital fall outside of the FCA’s scope and are unregulated. 

We provide cross border payment and foreign exchange services to business clients across the EU, North America, LATAM, Africa, Asia and Australasia

Appla Trading is a Principal Member of Mastercard. 

All services are provided subject to status.

Please make borrowing decisions carefully, property or other assets offered as security may be at risk if you cannot keep up with repayments.

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